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As being the prepare approached Lexington, North Carolina, it collided with a boulder about the monitor, causing the educate to derail and ditch, killing the engineer and fireman. The locomotive that was pulling the practice is unknown.

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The working day once the wreck, vice-president Finley made a speech by which he explained: "The educate consisted of two postal cars and trucks, one express and a single baggage auto for that storage of mail.... Eyewitnesses mentioned the train was approaching the trestle at speeds of thirty to 35 miles (forty eight to fifty six km) an hour or so."[5] The Southern Railway placed blame with the wreck on Broady, disavowing that he were requested to run as quick as you possibly can to maintain the agenda. The railroad also claimed he descended the grade bringing about the trestle in a speed of over 70 mph (one hundred ten km/h).

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